Notice of Chapter 7 Bankruptcy Case, Meeting of Creditors, & Deadlines (Chapter 7 Individual or Joint Debtor No Asset Case (9/97) (United States)
This is a Chapter 7 notice of bankruptcy case, meeting of creditors, and deadlines for an individual or joint debtor no asset case. The form provided here is simply a sample of what the actual Form B9C looks like.
FORM B9C (Chapter 7 Individual or Joint Debtor No Asset Case (9/97)
UNITED STATES BANKRUPTCY COURT _________ District of _____________________
Notice of Chapter 7 Bankruptcy Case, Meeting of Creditors, & Deadlines
[A chapter 7 bankruptcy case concerning the debtor(s) listed below was filed
on __________________________ (date).]
or
[A bankruptcy case concerning the debtor(s) listed below was originally filed under chapter _____________
on ________________________ (date) and was converted to a case under chapter 7
on_______________________.]
NOTE: The staff of the bankruptcy clerk's office cannot give legal advice.
Debtor(s) (name(s) and address): __________________________
__________________________
__________________________
Case Number: __________________________
Social Security/Taxpayer ID Nos.: __________________________
Attorney for Debtor(s) (name and address): __________________________
__________________________
__________________________
Telephone number: __________________________
Bankruptcy Trustee (name and address): __________________________
Telephone number: __________________________
Meeting of Creditors:
Date: __________________________
Time: (______) A.M. (______) P.M.
Location: __________________________
Deadlines:
Papers must be received by the bankruptcy clerk's office by the following deadlines:
Deadline to File a Proof of Claim:
For all creditors (except a governmental unit):
For a governmental unit:
Deadline to File a Complaint Objecting to Discharge of the Debtor or to Determine Dischargeability of Certain Debts:
Deadline to Object to Exemptions: Thirty (30) days after the conclusion of the meeting of creditors.
Creditors May Not Take Certain Actions:
The filing of the bankruptcy case automatically stays certain collection and other actions against the debtor and the debtor's property. If you attempt to collect a debt or take other action in violation of the Bankruptcy Code, you may be penalized.
Please Do Not File A Proof of Claim Unless You Receive a Notice To Do So.
Address of the Bankruptcy Clerk's Office: __________________________
__________________________
Telephone number: __________________________
Hours Open: __________________________
---------------------------
For the Court:
Clerk of the Bankruptcy Court: __________________________
Date: __________________________
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EXPLANATIONS
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Filing of Chapter 7 Bankruptcy Case
A bankruptcy case under chapter 7 of the Bankruptcy Code (title 11, United States Code) has been filed in this court by or against the debtor(s) listed on the front side, and an order for relief has been entered.
Creditors May Not Take Certain Actions
Prohibited collection actions are listed in Bankruptcy Code § 362. Common examples of prohibited actions include contacting the debtor by telephone, mail or otherwise to demand repayment; taking actions to collect money or obtain property from the debtor; repossessing the debtor's property; starting or continuing lawsuits or foreclosures; and garnishing or deducting from the debtor's wages.
Meeting of Creditors
A meeting of creditors is scheduled for the date, time and location listed on the front side. The debtor (both spouses in a joint case) must be present at the meeting to be questioned under oath by the trustee and by creditors. Creditors are welcome to attend, but are not required to do so. The meeting may be continued and concluded at a later date without further notice.
Claims
A Proof of Claim is a signed statement describing a creditor's claim. If a Proof of Claim form is not included with this notice, you can obtain one at any bankruptcy clerk's office. If you do not file a Proof of Claim by the "Deadline to File a Proof of Claim" listed on the front side, you might not be paid any money on your claim against the debtor in the bankruptcy case. To be paid you must file a Proof of Claim even if your claim is listed in the schedules filed by the debtor.
Discharge of Debts
The debtor is seeking a discharge of most debts, which may include your debt. A discharge means that you may never try to collect the debt from the debtor. If you believe that the debtor is not entitled to receive a discharge under Bankruptcy Code § 727(a) or that a debt owed to you is not dischargeable under Bankruptcy Code § 523(a)(2), (4), (6), or (15), you must start a lawsuit by filing a complaint in the bankruptcy clerk's office by the "Deadline to File a Complaint Objecting to Discharge of the Debtor or to Determine Dischargeability of Certain Debts" listed on the front side. The bankruptcy clerk's office must receive the complaint and the required filing fee by that Deadline.
Exempt Property
The debtor is permitted by law to keep certain property as exempt. Exempt property will not be sold and distributed to creditors. The debtor must file a list of all property claimed as exempt. You may inspect that list at the bankruptcy clerk's office. If you believe that an exemption claimed by the debtor is not authorized by law, you may file an objection to that exemption. The bankruptcy clerk's office must receive the objection by the "Deadline to Object to Exemptions" listed on the front side.
Liquidation of the Debtor's Property and Payment of Creditors' Claims
The bankruptcy trustee listed on the front of this notice will collect and sell the debtor's property that is not exempt. If the trustee can collect enough money, creditors may be paid some or all of the debts owed to them, in the order specified by the Bankruptcy Code. To make sure you receive any share of that money, you must file a Proof of Claim, as described above.
Bankruptcy Clerk's Office
Any paper that you file in this bankruptcy case should be filed at the bankruptcy clerk's office at the address listed on the front side. You may inspect all papers filed, including the list of the debtor's property and debts and the list of the property claimed as exempt, at the bankruptcy clerk's office.